Disclaimer
Last Updated: June 31, 2025
1. General Information
The information provided by White Bridge ("we", "us", or "our") on https://whitebrdge.app (the "Site") and our mobile application is for general informational purposes only. All information on the Site and our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site or our mobile application.
2. Not a Consumer Reporting Agency
White Bridge is a data aggregator and scoring platform. While we strive to provide accurate risk assessments, White Bridge is NOT a "consumer reporting agency" as defined by the Fair Credit Reporting Act (FCRA). The Bridge Score and other data provided through our Service are for your own personal or business internal evaluation purposes only. You may NOT use our Service for the purpose of establishing a consumer's eligibility for (a) credit or insurance to be used primarily for personal, family, or household purposes; (b) employment; or (c) government benefits or licenses.
3. Data Accuracy and "As-Is" Status
The information provided by White Bridge is collected from millions of public records and third-party data providers. Data is provided "as is" and "as available". We do not guarantee that the data will be free from errors, omissions, or inaccuracies. Records may be outdated, incorrectly indexed, or belong to individuals with similar names. White Bridge is not responsible for any decisions made based on inaccurate or incomplete data provided through the Service.
4. External Links Disclaimer
The Site and our mobile application may contain (or you may be sent through the Site or our mobile application) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site.
5. Professional Disclaimer
The Site cannot and does not contain legal or financial advice. The scoring information is provided for general informational and educational purposes only and is not a substitute for professional advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the appropriate professionals. We do not provide any kind of legal or financial advice. The use or reliance of any information contained on this site or our mobile application is solely at your own risk.
6. "Use at Your Own Risk" Disclaimer
UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE AND OUR MOBILE APPLICATION. YOUR USE OF THE SITE AND OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE AND OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK.
7. Errors and Omissions Disclaimer
While we have made every attempt to ensure that the information contained in this site has been obtained from reliable sources, White Bridge is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in this site is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose.
8. Fair Use Disclaimer
This site may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We are making such material available in our efforts to advance understanding of identity, risk, and compliance issues. We believe this constitutes a "fair use" of any such copyrighted material as provided for in section 107 of the US Copyright Law.
9. Views Expressed Disclaimer
The Site and our mobile application may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other author, agency, organization, employer or company, including White Bridge. Comments published by users are their sole responsibility and the users will take full responsibility, liability and blame for any libel or litigation that results from something written in or as a direct result of something written in a comment.
10. No Responsibility Disclaimer
The information on the Service is provided with the understanding that White Bridge is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers.
Addendum: Data Provenance and Liability
The algorithmic nature of the White Bridge score means that it is inherently a predictive model. Like all predictive models, it is subject to statistical variance and cannot guarantee the future performance or behavior of any individual. We explicitly disclaim any liability arising from the use of our scores as a predictor of guilt, criminal intent, or any other subjective human quality.
Users are also advised that some public records data available through our platform may be restricted in certain jurisdictions. It is the user's responsibility to ensure that their access to and use of this data complies with all local, state, and national laws. White Bridge provides a global platform, but the legal landscape for data privacy is fragmented and constantly evolving.
In cases where our platform provides identity verification signals, these are based on the comparison of user-submitted data against existing records. While this process is highly effective at catching "deepfake" identities and stolen credentials, it is not a 100% guarantee of identity. Advanced social engineering and systemic database errors can occasionally lead to false positives or negatives.
Finally, White Bridge reserves the right to modify the weighting and composition of our scores at any time without notice. As new data sources become available and old ones become less reliable, we must adjust our models to maintain their predictive power. This means that a score retrieved today may differ from a score retrieved for the same individual in the future, even if no new records have been added to their profile.